watni

Let's talk about your money.

Start chatting now — no account needed. Create one when you're ready to save your plan.

Hi I'm Watni! I'm your personal financial assistant. I can create financial goals for you and design a plan to achieve them.

I'll automatically create a few for you, like retirement, and you can add your own goals. Don't worry, I will figure out how to save for them simultaneously and where the money will come from.

So, tell me about yourself. Let's start with your name.

Watni never moves money or opens accounts. You approve every plan.

Understand

Connect your accounts read-only, or just type in your income and expenses. Balances and history only — nothing else.

Propose

Watni suggests 2–3 goals with a monthly number and which account it should come from.

Approve

You read it, edit it, and hit approve. Until you do, it's just a suggestion sitting there.

Track

Watni tells you what to move and when. You make the transfer, then check it off.

What Watni will never do

  • · Move money between your accounts.
  • · Open an account or product on your behalf.
  • · Ask your bank for transfer or payment permissions.

Automated transfers are a separate, later phase. Today, Watni advises and tracks — you execute.