Watni
Read-only. Always.

Nothing moves
without your OK.

Watni looks at your real money, works out a plan around your goals, and tells you exactly what to do next. You stay the one who presses go.

Understand

Connect your accounts read-only, or just type in your income and expenses. Balances and history only — nothing else.

Propose

Watni suggests 2–3 goals with a monthly number and which account it should come from.

Approve

You read it, edit it, and hit approve. Until you do, it's just a suggestion sitting there.

Track

Watni tells you what to move and when. You make the transfer, then check it off.

What Watni will never do

  • · Move money between your accounts.
  • · Open an account or product on your behalf.
  • · Ask your bank for transfer or payment permissions.

Automated transfers are a separate, later phase that needs proper banking and compliance work first. Today, Watni advises and tracks — you execute.